Loan Officers

The Bank of Castile has Mortgage Officers ready to help with all of your home financing needs!

You can contact a Mortgage Officer by phone, e-mail, or their personalized web site.

Diana Carney

133 North Center Street
Perry, NY 14530

Office: 585-237-9100

Email: DCarney@tompkinsfinancial.com

NMLS ID#: 463689

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Tara Gardner

11 South Street
Geneseo NY 14454

Cell: 585-259-4411

Email: TGardner@tompkinsfinancial.com

NMLS ID#: 438141

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Kevin LoCicero

179 Sully's Trail
Pittsford, NY 14534
or
3140 Monroe Ave.
Rochester, NY 14618

Office: 585-419-8389

Email: Klocicero@tompkinsfinancial.com

NMLS ID#: 1704921

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Josephine Valderrama

One Hopkins Rd
Amherst NY

Office: (716) 341-4534

Email: JValderrama@tompkinsfinancial.com

NMLS ID#: 1079380

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With over 25 years experience in the mortgage and banking industry, including the last 20 with The Bank of Castile, Diana is known for providing excellent customer service and a worry-free mortgage process from start to finish. She specializes in new home construction, manufactured housing, first-time homebuyers and financing for self-employed borrowers.

Diana is a 1997 graduate of Buffalo State College, and a 2016 Leadership Wyoming graduate. She is a member of the Mortgage Bankers’ Association, Buffalo Niagara Board of Realtors, Greater Rochester Association of Realtors.

“I live and work in the community I serve and I truly enjoy helping my neighbors and fellow community members obtain their homeownership dreams,” she says.

Tara Gardner is a Mortgage Loan Officer for Tompkins Bank of Castile’s Genesee and Livingston County regions. A veteran of the industry, Tara has more than two decades of banking experience including 15 years in residential lending.

Tara is a lifelong resident of the GLOW region and has deep roots in Livingston and Genesee Counties. For many years her family owned and operated a farm in Livingston County, and she attended Genesee Community College in Batavia. Tara is passionate about supporting the communities in which she lives and works, having served on the Board of Directors for the both the Wyoming County United Way and the Greater Warsaw Chamber of Commerce. As a graduate of the 2015 Leadership Wyoming Program and as an active community partner, Tara has built various business and personal connections over the years. She looks forward to helping customers navigate their homebuying or refinancing journeys and showcasing the various programs and services available.

Tara and her husband reside in Warsaw, and are parents to two adult daughters.

Kevin M. LoCicero joined Tompkins Bank of Castile in 2017 as a Mortgage Loan Originator for Monroe, Wayne, and Ontario Counties. His primary responsibilities include business development and marketing initiatives to promote the Bank’s residential loan products with the goal focused on total quality satisfaction. Kevin’s offices are at 179 Sully’s Trail, Suite 200, and 3140 Monroe Avenue in Pittsford.

Prior to joining the Bank, Kevin was the Agency Manager and Vice President – Marketing of New York Bankers Title Agency West, LLC and Tier One Settlement Services, LLC, its Pennsylvania entity, owned by the Bank since its inception in 2000. In that role, he led the Agency’s daily marketing, financial operations, marketing support to lending staff, and development of marketing programs for the Agency’s three main business lines – title insurance, settlement services, and the facilitation of §1031 like-kind exchanges.

Josephine Valderrama

Josephine Valderrama joined Tompkins Bank of Castile in 2019. She brings with her over 17 years’ experience in the mortgage industry along with a vast knowledge of the Buffalo Real Estate market. Josephine excels in providing personalized customer service while producing effective results. “My number one priority is helping my client achieve their dreams of home ownership,” said Josephine. “I am looking forward to bringing the Tompkins culture, community focus, and over 150 years of experience to the Buffalo area.” She is a member of the Women’s Council of Realtors in Buffalo Niagara and the Buffalo Niagara Association of Realtors, Inc.