
CDs & IRAs
Looking for a long-term savings option?
Tompkins Bank of Castile has the account for you.
Check out our CD and IRA options that will help you turn your money into a future.
Certificates of Deposit1
longer term savings.
- We offer a wide range of CD terms at competitive rates
- True Advantage customers qualify for an extra.0.25% APY2 on select CD terms
- $1,000 minimum to open CD
Individual Retirement Accounts1
retirement savings.
- Retirement savings plan for anyone with income from employment - for themselves and their non-employed spouses
- Save for retirement and shelter current interest from taxes
- A variety of CD terms available for both Roth and Traditional IRAs
- Under certain circumstances, contributions are tax deductible (see your tax advisor for details)
Rates in effect as of 1/23/19.
* CD/IRA Bonus of 0.25% for True Advantage Clients, excluding terms of 1 mo., 2 mo., 3 mo., 9 mo., 14 mo., and Bump Up CD

INTERESTED IN MORE INTEREST?
INTRODUCING OUR 3 YEAR BUMP UP CD
Thinking about putting money into a CD—but wondering if rates might go up? With the Tompkins Bump-Up CD, you can keep your options open.