FDIC Transaction Account Guarantee Program

The Bank of Castile is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, effective July 1 through December 31, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Non-interest bearing transaction accounts also include IOLTA and NOW accounts with interest rates of 0.25 percent or less. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.