Congratulations on your free HSA Checking with Debit MasterCard.

A Health Savings Account (HSA) is a tax-favored savings for individuals and families covered by high deductible health insurance plans (HDHP)

Benefits of opening an HSA:

  • Tax savings – tax-deductible contributions, tax-deferred earnings, tax-free withdrawals (if used properly)
  • Flexible – pay for current medical expenses or save for future ones
  • Funds in the HSA grow tax-free and carry over year after year
  • The HSA stays with you, regardless of change in coverage or employment

Check out our comprehensive suite of products and services also available to you!



Compare our checking and savings accounts – all include our Debit Mastercard and Digital Banking with Bill Pay.


Get convenience and security when you use your Debit Mastercard to make purchases.


Choosing the right credit card is easier than ever.  No matter which card you choose, you’ll enjoy important features like:

  • EMV smart chip technology for added security
  • Mobile purchasing capability for added convenience
  • Plus much more! 


We have many options for choosing a mortgage, home equity, vehicle, or personal loan 



Check account balances, pay bills, view e-bills and statements, plus much more from your computer or mobile device.


Digital Wallet is a mobile payments technology that allows you to make a purchase with a device using your Tompkins credit card.



We offer SWIFT wire transfers, foreign drafts and international ACH transactions.