Investment Management

Managing your investments is not your full time job. But it is ours at Tompkins Financial. In today's ever-changing economy, good investment management requires more time, skill, and experience than ever. Disciplined Investment Management from Tompkins Financial can help you maximize today's opportunities and build and preserve your wealth for tomorrow.

The Bank of Castile is pleased to offer our clients access to best-in-class investment management through our Tompkins Financial affiliates, AM&M Financial Services and Tompkins Investment Services. AM&M Financial Services is one of the nation's leading wealth management firms and an Independent Registered Investment Advisor. Tompkins Investment Services is the Trust division of Tompkins Trust Company, providing access to trust, estate and investment services for more than a century. Both are proud to adhere to a fiduciary standard in providing advice and investment services. Today, clients entrust more than $2 billion in investment assets to our care and management.

Our Investment Philosophy:
We measure
 the success of our investment strategies by your ability to reach your goals. Working with you, we take a holistic, disciplined approach producing a range of returns consistent with your risk tolerance and financial goals. The development of balanced portfolios is achieved by using multiple asset classes, multiple styles (growth vs. value), and multiple managers. Our research process includes an investment committee that consistently evaluates and determines the best options for our clients.

Our Investment Process:
Our investment advisors are expert professionals with decades of experience whose sole task is helping clients like you grow and protect your investments to achieve your goals with peace of mind. Your advisor works with you to customize an investment strategy based on a disciplined process that includes:

  • Listening to your needs and goals and evaluating the situation. We work closely with you to understand your objectives, priorities and values, time horizon and risk tolerance.
  • Developing a strategy that is unbiased, objective and avoids conflicts of interest. Together, you and your advisor agree on an investment strategy and target allocation.
  • A written Investment Policy Statement defines the strategy. Importantly, our advisors are not compensated based on product sales or commissions.
  • Implementing the strategy. We implement the strategy in a cost-effective way, considering your overall portfolio allocation and tax situation.
  • Staying on course. We continually review your portfolio, making appropriate adjustments consistent with your investment strategy, and with tax efficiency. Periodically we rebalance the portfolio to maintain the risk level with which you are comfortable as defined in your investment strategy.
  • Ongoing communication. Your advisor periodically reviews your strategy and account with you.

Customized Individual Investment Portfolios are available for accounts of $250,000 or more:

  • Investment Management Accounts (Tax Efficient)*
  • Individual Retirement Accounts
  • Not-for-Profit Endowments
  • Trust Accounts

For those who are seeking to build a legacy through philanthropy, we offer investments to facilitate charitable giving and realize tax benefits.*

To learn more or put our disciplined investment management process to work to help enhance and grow your portfolio, please meet Our Local Team  or Request Information

 

Investments are not a deposit or other obligation of, or guaranteed by, the bank, are not FDIC insured, not insured by any Federal government agency, and are subject to investment risks, including possible loss of principal.

*Consult your tax advisor