Home Equity

Put your home's equity to work for you with Tompkins Bank of Castile's home equity loan or line of credit.  We offer an easy application process, quick decisions and no closing costs.*

Home Equity Loan*
The best choice if you have a one-time need for funding, such as buying a car, consolidating debt, or paying for a wedding.

  • Features a fixed rate and payment that never changes

Home Equity Line of Credit*
The best choice if you have an on-going need for funding, such as home improvements, educational expenses, or starting a small business

  • Variable rate line of credit you may use whenever you need it, up to your credit limit
  • Flexible payment options

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Home Equity*Subject to credit approval.  Property insurance is required, flood insurance may be required. If you close the line within 36 months, you must reimburse us for third party fees paid in connection with opening the line. These fees are estimated at $1485 for a $100,000 loan. Consult your tax advisor about deductibility of interest. Terms and conditions subject to change without notice.