The Bank of Castile


Personal Checking Accounts

 

CHECKING:

WELCOME

WELCOME PREFERRED

SELECT CHECKING PLUS

STUDENT

TRUE ADVANTAGE

TRUE ADVANTAGE PLUS

BEST FOR YOU IF: You're concerned about having to maintain a certain balance to avoid a monthly maintenance fee You're aged 62 and older and concerned about having to maintain a certain balance to avoid a monthly maintenance fee You keep a higher balance and would like to earn interest You're currently enrolled in a college or university You have multiple deposit or loan accounts with Tompkins Bank of Castile and would like to take advantage of  relationship banking  You have multiple deposit or
loan accounts with Tompkins Bank
of Castile and would like the advantages of relationship
banking, plus interest
PAYS INTEREST:   No No
 Yes, click here for today's rates   No  No  Yes, click here for today's rates
FREE FOREIGN
ATM TRANSACTIONS:
 No  No  No  Unlimited1  4 per statement period1  6 per statement period1
FREE CHECKS:  No 1st order of 50 checks with direct deposit or ACH credit 1st order of 50 checks  N/A  True Advantage checks for life  True Advantage checks for life
VISA DEBIT CARD:3

Free

INTERNET BANKING
WITH BILL PAY:
 Free  Free  Free  Free  Free  Free
ADDITIONAL
FEATURES:
A $2.50 monthly fee applies for paper statements. There is no charge if enrolled for e-statements.  N/A  N/A A $2.50 monthly fee applies for paper statements. There is no charge if enrolled for e-statements.
  • 0.25% APR4 off consumer & home equity loan rates2
  • Earn an additional 0.25% APY4 on select CD terms
  • Free official checks & money orders
  • Savings of up to $175 at mortgage closing2
 
INTEREST COMPOUNDING
FREQUENCY:
 N/A  N/A  Daily  N/A  N/A   Daily
BALANCE REQUIREMENT
TO AVOID MONTHLY MAINTENANCE FEE:5
 N/A N/A  $1,000 minimum daily  N/A $5,000 average combined deposits or $25,000 outstanding loan balances $15,000 average combined deposits or $25,000 outstanding loan balances
MONTHLY
MAINTENANCE FEE
IF BALANCE
REQUIREMENT
NOT MET:
 N/A  N/A  N/A  N/A  $10  $15
1If you use another bank's ATM, we'll waive our $1 fee (up to the amount specified); the other bank may charge a fee
2Credit approval required 
3Fees may apply at ATMs not owned by Tompkins Bank of Castile
4APR = Annual Percentage Rate and APY = Annual Percentage Yield
5$50 Minimum deposit required if you open your account online.

Member FDIC LenderLogo Equal Housing Lender