Deposit Rates

Personal Accounts


 
True Advantage Checking Plus Annual Percentage Yield (APY)
$50,000 and over 0.05%
$25,000 - $49,99.99 0.05%
$10,000 - $24,999.99 0.03%
$2,500 - $9,999.99 0.02%
Less than $2,500 0.02%
True Advantage Savings*
Requires True Advantage Checking
or Checking Plus Account
Annual Percentage Yield (APY)
$50,000 and over 0.08%
$25,000 - $49,99.99 0.05%
$10,000 - $24,999.99 0.05%
$2,500 - $9,999.99 0.04%
Less than $2,500 0.02%
Health Savings Checking Annual Percentage Yield (APY)
$2,500 and Over 0.20%
Less than $2,500.00 0.10%
Direct Checking With Interest Annual Percentage Yield (APY)
$.01 & Over 0.03%
Welcome Savings*
Maintain $250 balance to avoid
monthly fee of $5
Annual Percentage Yield (APY)
$2,500 and over 0.03%
Less than $2,500 0.02%
Starter Savings*
Available to customers age 17 or
younger
Annual Percentage Yield (APY)
$2,500 and over 0.03%
Less than $2,500 0.02%

 

Certificates of Deposits


 
True Advantage**
($1,000 minimum to open and to earn
APY) Requires True Advantage
Checking or Checking Plus Account
Annual Percentage Yield (APY)
6 - 8 months (Maturity) 0.35%
9 - 11 months 0.40%
12 - 14 months 0.50%
15 - 18 months 0.55%
19 - 23 months 0.60%
24 - 35 months 0.65%
36 - 47 months 0.85%
48 - 59 months 1.00%
60 months and over 1.25%
Variable Rate IRA - TA 0.55%
7-31 Day CD/IRA** $100,000 Min to open
7 - 31 Days (Maturity) Negotiated
1 - 60 Months** ($1,000 minimum to open and earn APY)
1 - 2 months (Maturity) 0.10%
3 - 5 months (Maturity) 0.10%
6 - 8 months 0.10%
9 - 11 months 0.15%
12 - 14 months 0.25%
15 - 18 months 0.30%
19 - 23 months 0.35%
24 - 35 months 0.40%
36 - 47 months 0.60%
48 - 59 months 0.75%
60 and over months 1.00%
Variable Rate IRA- no min 0.30%


Business Accounts


 
Business NOW Annual Percentage Yield (APY)
Single Tier 0.03%
Business Advantage Money Market*  Annual Percentage Yield (APY)
$250,000 and over 0.10%
$100,000 - $249,999.99 0.05%
$50,000 - $99,999.99 0.05%
$2,500 - $49,999.99 0.03%
Less than $2,500.00 0.02%
Business Money Market*  Annual Percentage Yield (APY)
$2,500 and over 0.03%
Less than $2,500.00 0.02%
Business Savings*  Annual Percentage Yield (APY)
$2,500 and over 0.03%
Less than $2,500 0.05%

Rates in effect as of 10/25/16. Please note these rates are subject to change at any time. Rates may change after the account is opened. Interest is compounded daily. Fees could reduce earnings on the account. A penalty may be imposed for early withdrawal.

*Banking regulations governing savings and money market accounts specify that transfers into another account or to a third party by check, preauthorized automatic or telephone requests are limited to six per monthly cycle. In person transactions at a branch or ATM are unlimited.

** There are penalties for early withdrawal from a CD or IRA.